{"id":1193,"date":"2026-09-24T12:45:36","date_gmt":"2026-09-24T10:45:36","guid":{"rendered":"https:\/\/hegymaszasoktatas.hu\/?p=1193"},"modified":"2026-09-24T13:00:30","modified_gmt":"2026-09-24T11:00:30","slug":"milyen-biztositast-valassz-kulfoldi-maszashoz-es-via-ferratahoz","status":"publish","type":"post","link":"https:\/\/hegymaszasoktatas.hu\/?p=1193","title":{"rendered":"Milyen biztos\u00edt\u00e1st v\u00e1lassz k\u00fclf\u00f6ldi m\u00e1sz\u00e1shoz \u00e9s via ferrat\u00e1hoz?"},"content":{"rendered":"

Sokan k\u00e9rdezitek, hogy milyen sport vagy utasbiztos\u00edt\u00e1st \u00e9rdemes k\u00f6tni <\/strong>egy k\u00fclf\u00f6ldi via ferrata-, sziklam\u00e1sz\u00f3- vagy hegym\u00e1sz\u00f3 k\u00e9pz\u00e9sre.<\/strong><\/p>\n

Erre nincs egyetlen, mindenkinek megfelel\u0151 v\u00e1lasz, hiszen sok m\u00falik azon, hogy milyen gyakran j\u00e1rsz k\u00fclf\u00f6ldre, milyen tev\u00e9kenys\u00e9get v\u00e9gzel, milyen magasra m\u00e9sz, illetve milyen egy\u00e9b fedezetekre van sz\u00fcks\u00e9ged.<\/p>\n

Azt azonban mindenk\u00e9ppen javasoljuk, hogy k\u00fclf\u00f6ldi k\u00e9pz\u00e9sre megfelel\u0151 sportbiztos\u00edt\u00e1s n\u00e9lk\u00fcl ne indulj el.<\/strong><\/p>\n

Eur\u00f3pai utaz\u00e1s eset\u00e9n pedig ne feledkezz meg az Eur\u00f3pai Eg\u00e9szs\u00e9gbiztos\u00edt\u00e1si K\u00e1rty\u00e1r\u00f3l (EU-s TAJ-k\u00e1rtya)<\/strong> sem. Ez azonban nem helyettes\u00edti az utas- vagy sportbiztos\u00edt\u00e1st.<\/p>\n

Mi k\u00e9t olyan lehet\u0151s\u00e9get szeretn\u00e9nk megmutatni, amelyet \u00e9rdemes m\u00e9rlegelnetek.<\/p>\n

\n

\ud83c\udfd4\ufe0f 1. Osztr\u00e1k Alpenverein-tags\u00e1g<\/h2>\n

Ha rendszeresen j\u00e1rsz a hegyekbe<\/strong>, \u00e9rdemes lehet megfontolnod az \u00d6sterreichischer Alpenverein (\u00d6AV)<\/a> tags\u00e1got.<\/p>\n

Az Alpenverein tags\u00e1g r\u00e9sze az Alpenverein Weltweit Service<\/strong>, amely t\u00f6bbek k\u00f6z\u00f6tt hegyi ment\u00e9sre, k\u00fclf\u00f6ldr\u0151l t\u00f6rt\u00e9n\u0151 hazasz\u00e1ll\u00edt\u00e1sra, valamint bizonyos sporttev\u00e9kenys\u00e9gekhez kapcsol\u00f3d\u00f3 felel\u0151ss\u00e9g- \u00e9s jogv\u00e9delmi szolg\u00e1ltat\u00e1sokra is kiterjed. A hegyi ment\u00e9s k\u00f6lts\u00e9geire jelenleg 25 000 eur\u00f3ig<\/strong>, az eur\u00f3pai felel\u0151ss\u00e9gbiztos\u00edt\u00e1sra pedig 3 milli\u00f3 eur\u00f3ig<\/strong> biztos\u00edt fedezetet a meghat\u00e1rozott felt\u00e9telek szerint.<\/p>\n

Ez k\u00fcl\u00f6n\u00f6sen azoknak lehet \u00e9rdekes, akik nem \u00e9vente csak egyszer utaznak hegyet m\u00e1szni<\/strong>, hanem rendszeresen t\u00far\u00e1znak, m\u00e1sznak, via ferrat\u00e1znak vagy egy\u00e9b alpesi sportokat \u0171znek.<\/p>\n

Fontos azonban, hogy az \u00d6AV-tags\u00e1g biztos\u00edt\u00e1sa nem ugyanaz, mint egy klasszikus utasbiztos\u00edt\u00e1s, ink\u00e1bb a ment\u00e9sre f\u00f3kusz\u00e1l, cser\u00e9be azonban id\u0151ben \u00e9s t\u00e9rben nagyon sz\u00e9les terjedelm\u0171.<\/strong><\/p>\n

\ud83c\udfd4\ufe0f 2. EUB utasbiztos\u00edt\u00e1s + Sport Plusz<\/a><\/h2>\n

A mi aj\u00e1nlatunk<\/strong>, ha nem \u00e9rzed magad\u00e9nak a fenti kateg\u00f3ri\u00e1t!<\/h4>\n

A m\u00e1sik lehet\u0151s\u00e9g egy komplexebb, kifejezetten az adott utaz\u00e1s id\u0151tartam\u00e1ra megk\u00f6thet\u0151 biztos\u00edt\u00e1s<\/strong>.<\/p>\n

Az Eur\u00f3pai Utaz\u00e1si Biztos\u00edt\u00f3 (EUB) <\/a>olyan konstrukci\u00f3t k\u00edn\u00e1l, amelyn\u00e9l a klasszikus utasbiztos\u00edt\u00e1s Sport Plusz \u00e9s STORNO kieg\u00e9sz\u00edt\u00e9ssel<\/strong> egy\u00fctt k\u00f6thet\u0151.<\/p>\n

Ez sz\u00e1munkra az\u00e9rt lehet k\u00fcl\u00f6n\u00f6sen \u00e9rdekes, mert a Sport Plusz kieg\u00e9sz\u00edt\u00e9s a biztos\u00edt\u00f3 t\u00e1j\u00e9koztat\u00e1sa szerint t\u00f6bbek k\u00f6z\u00f6tt hegym\u00e1sz\u00e1sra, sziklam\u00e1sz\u00e1sra \u00e9s Klettersteig\/via ferrata jelleg\u0171 t\u00far\u00e1z\u00e1sra<\/strong> is kiterjedhet. A biztos\u00edt\u00e1s emellett utasbiztos\u00edt\u00e1si elemeket, p\u00e9ld\u00e1ul baleset-, betegs\u00e9g- \u00e9s poggy\u00e1szfedezetet is tartalmazhat. A STORNO (\u00fatlemond\u00e1si) <\/strong>biztos\u00edt\u00e1s pedig szerintem nagy\u00e9rt\u00e9k\u0171 utaz\u00e1sokn\u00e1l elengedhetetlen.<\/p>\n

Ennek l\u00e9nyege, hogy ha a biztos\u00edt\u00e1si felt\u00e9telekben meghat\u00e1rozott, biztos\u00edt\u00e1si esem\u00e9ny miatt nem tudsz r\u00e9szt venni a k\u00e9pz\u00e9sen (p\u00e9ld\u00e1ul megbetegszel, vagy a bar\u00e1tod, akivel ment\u00e9l volna kell, hogy lemondja az utat)<\/strong>, a biztos\u00edt\u00f3 a vonatkoz\u00f3 felt\u00e9telek \u00e9s limitek szerint megt\u00e9r\u00edtheti a lemond\u00e1ssal kapcsolatos k\u00f6lts\u00e9geket, \u00edgy a k\u00e9pz\u00e9s k\u00f6lts\u00e9g\u00e9t, amit a lemond\u00e1si szab\u00e1lyzatunk<\/a> miatt az utols\u00f3 id\u0151szakban m\u00e1r nem tudsz m\u00f3dos\u00edtani, hiszen mi is fix l\u00e9tsz\u00e1mmal dolgozunk.<\/p>\n

Ez az\u00e9rt lehet k\u00fcl\u00f6n\u00f6sen fontos egy t\u00f6bbnapos, magasabb d\u00edj\u00fa k\u00e9pz\u00e9s eset\u00e9ben, mert egy v\u00e1ratlan betegs\u00e9g vagy m\u00e1s biztos\u00edt\u00e1si esem\u00e9ny miatt ak\u00e1r jelent\u0151s \u00f6sszeg is kock\u00e1n foroghat.<\/strong><\/p>\n

P\u00e9ld\u00e1ul ha t\u00f6bben, egy\u00fctt jelentkeztek egy k\u00e9pz\u00e9sre, \u00e9s egyik\u0151t\u00f6k olyan esem\u00e9ny miatt nem tud r\u00e9szt venni, amelyre a biztos\u00edt\u00e1s kiterjed, a csoport t\u00f6bbi tagj\u00e1nak helyzete is \u00e9rintett lehet.<\/strong> Ennek pontos felt\u00e9teleit \u00e9s a t\u00e9r\u00edthet\u0151 \u00f6sszeget azonban mindig az adott biztos\u00edt\u00e1si felt\u00e9telek hat\u00e1rozz\u00e1k meg.<\/p>\n

\ud83d\udc49\u00a0 Biztos\u00edt\u00e1sk\u00f6t\u00e9shez, kattints a k\u00e9pre, vagy ide\u00a0<\/a> \ud83d\udc48<\/h2>\n
\n

\"EUB <\/a><\/p>\n

<\/h2>\n

R\u00f6viden<\/h2>\n

Ha rendszeresen j\u00e1rsz a hegyekbe \u00e9s ink\u00e1bb a ment\u00e9s k\u00f6lts\u00e9gei amik foglalkoztatnak, akkor:<\/strong>
\n\ud83c\udfd4\ufe0f \u00e9rdemes lehet az \u00d6AV-tags\u00e1got<\/strong> megfontolni.<\/p>\n

Ha egy konkr\u00e9t k\u00fclf\u00f6ldi k\u00e9pz\u00e9sre utazol:<\/strong>
\n\u2708\ufe0f egy EUB utasbiztos\u00edt\u00e1s + Sport Plusz<\/strong> jelleg\u0171 konstrukci\u00f3 komplexebb megold\u00e1st adhat.<\/p>\n

Ha nagyobb \u00e9rt\u00e9k\u0171 k\u00e9pz\u00e9sre jelentkezel:<\/strong>
\n\ud83d\udee1\ufe0f \u00e9rdemes lehet storno biztos\u00edt\u00e1st<\/strong> is k\u00f6tni.<\/p>\n

\u00c9s b\u00e1rmit is v\u00e1lasztasz, mindig n\u00e9zd meg az aktu\u00e1lis biztos\u00edt\u00e1si felt\u00e9teleket<\/strong>, k\u00fcl\u00f6n\u00f6sen a sport\u00e1gra, magass\u00e1gra, ment\u00e9sre, felszerel\u00e9sre \u00e9s a kiz\u00e1r\u00e1sokra vonatkoz\u00f3 r\u00e9szeket.<\/p>\n","protected":false},"excerpt":{"rendered":"

Sokan k\u00e9rdezitek, hogy milyen sport vagy utasbiztos\u00edt\u00e1st \u00e9rdemes k\u00f6tni egy k\u00fclf\u00f6ldi via ferrata-, sziklam\u00e1sz\u00f3- vagy hegym\u00e1sz\u00f3 k\u00e9pz\u00e9sre. Erre nincs egyetlen, mindenkinek megfelel\u0151 v\u00e1lasz, hiszen sok …<\/p>\n","protected":false},"author":1,"featured_media":1046,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1193","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-egyeb"],"yoast_head":"\nMilyen biztos\u00edt\u00e1st v\u00e1lassz k\u00fclf\u00f6ldi m\u00e1sz\u00e1shoz \u00e9s via ferrat\u00e1hoz? - M\u00e1sz\u00e1soktat\u00e1s<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hegymaszasoktatas.hu\/?p=1193\" \/>\n<meta property=\"og:locale\" content=\"hu_HU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Milyen biztos\u00edt\u00e1st v\u00e1lassz k\u00fclf\u00f6ldi m\u00e1sz\u00e1shoz \u00e9s via ferrat\u00e1hoz? - M\u00e1sz\u00e1soktat\u00e1s\" \/>\n<meta property=\"og:description\" content=\"Sokan k\u00e9rdezitek, hogy milyen sport vagy utasbiztos\u00edt\u00e1st \u00e9rdemes k\u00f6tni egy k\u00fclf\u00f6ldi via ferrata-, sziklam\u00e1sz\u00f3- vagy hegym\u00e1sz\u00f3 k\u00e9pz\u00e9sre. Erre nincs egyetlen, mindenkinek megfelel\u0151 v\u00e1lasz, hiszen sok …\" \/>\n<meta property=\"og:url\" content=\"https:\/\/hegymaszasoktatas.hu\/?p=1193\" \/>\n<meta property=\"og:site_name\" content=\"M\u00e1sz\u00e1soktat\u00e1s\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/climbingeducation\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-24T10:45:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-24T11:00:30+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/hegymaszasoktatas.hu\/wp-content\/uploads\/2026\/06\/IMG_5679-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2180\" \/>\n\t<meta property=\"og:image:height\" content=\"1970\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"arovado\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Szerz\u0151:\" \/>\n\t<meta name=\"twitter:data1\" content=\"arovado\" \/>\n\t<meta name=\"twitter:label2\" content=\"Becs\u00fclt olvas\u00e1si id\u0151\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 perc\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/hegymaszasoktatas.hu\\\/?p=1193#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/hegymaszasoktatas.hu\\\/?p=1193\"},\"author\":{\"name\":\"arovado\",\"@id\":\"https:\\\/\\\/hegymaszasoktatas.hu\\\/#\\\/schema\\\/person\\\/f13d50da46a735119b56e65e62187602\"},\"headline\":\"Milyen biztos\u00edt\u00e1st v\u00e1lassz k\u00fclf\u00f6ldi m\u00e1sz\u00e1shoz \u00e9s via ferrat\u00e1hoz?\",\"datePublished\":\"2026-09-24T10:45:36+00:00\",\"dateModified\":\"2026-09-24T11:00:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/hegymaszasoktatas.hu\\\/?p=1193\"},\"wordCount\":809,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/hegymaszasoktatas.hu\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/hegymaszasoktatas.hu\\\/?p=1193#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/hegymaszasoktatas.hu\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/IMG_5679-1.jpg\",\"inLanguage\":\"hu\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/hegymaszasoktatas.hu\\\/?p=1193#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/hegymaszasoktatas.hu\\\/?p=1193\",\"url\":\"https:\\\/\\\/hegymaszasoktatas.hu\\\/?p=1193\",\"name\":\"Milyen biztos\u00edt\u00e1st v\u00e1lassz k\u00fclf\u00f6ldi m\u00e1sz\u00e1shoz \u00e9s via ferrat\u00e1hoz? 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